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Affordable Care Act
> Individuals and Families
ACA for Individuals and Families
WAYS TO GET HEALTH INSURANCE
Use the Health-e-Arizona PLUS system
to see if you might qualify for public beneifts, which could include insurance/medical coverage, but may also include nutrition assistance, cash assistance or insurance tax credits.
Use the Health Insurance Marketplace (healthcare.gov)
to apply for coverage, compare plans and enroll.
If you have questions:
Call the Health Insurance Marketplace Call Center at 1-800-318-2596 (TTY: 1-855-889-4325).
Get help from an insurance agent
Find a federally registered Health Insurance Marketplace Broker
Department of Insurance License Search
National Association of Health Underwriters (NAHU) "Find An Agent"
National Association of Insurance and Financial Advisors "Find a NAIFA Member"
Find local help from a navigator or certified application counselor through
The Health Insurance Marketplace (healthcare.gov)
Buy insurance from any health (or "disability") insurance company that is authorized in Arizona
Explore other options:
US Department of Veterans Affairs (www.va.gov)
State of Arizona Employees (benefitoptions.az.gov)
Federal Employees (www.opm.gov)
Use an Internet search to find information about health insurance options in Arizona
BECOME AN INFORMED HEALTH INSURANCE CONSUMER
If you receive health insurance from your employer...
What if I have job-based insurance? (HealthCare.gov)
Consumer Information on the Affordable Care Act (US Department of Labor)
Health Benefits Advisor (US Department of Labor
Understand your federal right to access health insurance coverage through your (non-governmental) employer
An Employee's Guide to Health Benefits Under COBRA - The Consolidated Omnibus Budget Reconciliation Act of 1985 (US Department of Labor)
Learn when you are entitled to continue health insurance coverage when a covered employee dies, is separated from employment, is divorced or legally separated, becomes entitled to Medicare, and other circumstances.
Understanding Health Reform (Kaiser Family Foundation)
Watch a video and see a flowchart summarizing changes in how Americans can obtain health coverage in 2014, and find answers to
frequently asked questions
about health reform.
How Does the Health Care Law Protect Me? (HealthCare.gov)
Learn about new rights and protections under the Affordable Care Act.
What's in the Affordable Care Act (The Commonwealth Fund).
See when various parts of the Affordable Care Act become effective.
Things to Think About When Choosing a Health Plan (Centers for Medicare & Medicaid Services)
Medicare & the Health Insurance Marketplace
See an explanation that Medicare is not part of the Marketplace.
Health Care Reform Frequently Asked Questions (National Association of Insurance Commissioners)
Find answers to frequently asked questions affecting consumers and employers.
Affordable Care Act Tax Provisions for Individual and Families (IRS)
Learn more about the health insurance premium tax credit and other ACA-related tax information.
Find definitions for health insurance words and phrases.
Glossary of Health Coverage and Medical Terms (US Centers for Medicare and Medicaid Services)
Learn more about insurance scams
including how to avoid being a victim and where to report healthcare fraud
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